Discover which changes will affect your institution – and how to prepare effectively now
Whitepaper
18 August 2025
With the third Payment Services Directive (PSD3) and the new Payment Services Regulation (PSR), far-reaching changes will take effect from 2026/2027. European payments will be fundamentally transformed – going far beyond the evolution of PSD2
👉 Massive impact: PSD3/PSR introduces far-reaching changes for banks, payment institutions and e-money institutions. Strategic realignments are inevitable.
👉 Tight deadlines: Those who fail to act now risk implementation gaps and regulatory pressure later on.
👉 Increased complexity: New EU requirements are adding further layers of compliance obligations, which many institutions have not yet fully grasped.
✓ 30+ pages of in-depth analysis of the planned changes
✓ Concrete recommendations for action to support implementation
✓ Detailed overview of all changes compared to PSD2
✓ Timeline and roadmap for the coming years
Executives, compliance officers and legal departments of banks, payment institutions and e-money institutions.
Make the most of the remaining preparation time. Institutions that act early turn PSD3/PSR into a competitive advantage – instead of merely reacting.
The new requirements under PSD3 and PSR are fundamentally changing European payment transactions – with direct consequences for banks, payment institutions and e-money institutions. Our white paper provides a concise overview of the changes that are now imminent, the opportunities they present and how you can prepare your institution in good time.