Shaping Strategy. Securing the Future

The future needs direction – we help you develop a resilient strategy, regulation, market potential and digital opportunities

Schedule a non-binding consultation

Your Challenges

Developing a resilient strategy is especially demanding for regulated financial institutions. It’s not just about identifying market opportunities and innovations – regulatory requirements, licensing obligations and internal structures must also be carefully considered and aligned

Unclear market positioning or lack of strategic differentiation from competitors.

Icon eines Standort-Pins – steht für strategische Positionierung und Differenzierung am Markt

Unstructured decision-making in product development, licensing or market entry.

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Insufficient integration of strategy, risk, IT and compliance – especially in light of regulations such as DORA, ESG or the AI Act.

Icon eines Puzzles – steht für unzureichende Verbindung von Strategie, Compliance und IT bei neuen Regulierungen wie DORA oder ESG

Uncertainty regarding whether new business models require additional regulatory authorisation.

Icon mit zwei entgegengesetzten Pfeilen – symbolisiert fehlende Struktur in Entscheidungsprozessen.

Lack of methodological support in developing action plans, roadmaps, or in preparing arguments for supervisory authorities.

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Three strategic starting points

Unregulated Companies
(FinTech)

Icon einer Rakete – symbolisiert Markteintritt und Start regulatorisch erlaubnispflichtiger Dienstleistungen

You are planning to offer regulated services independently for the first time?

We assess your plans, clarify supervisory requirements (e.g. BaFin, ECB, Bundesbank) and develop a clear strategy for your  market entry

Regulated financial institutions launching a new service

Icon eines Bankgebäudes – steht für die die bereits vorhabende Erlaubnispflicht für Bank- ud Finanzdienstleistungen bei regulierten Unternehmen

Your company is already regulated and planning to expand its service offering?

We analyse whether additional licences are required and prepare you sregulatory and strategically.

Non-EU Financial Institutions entering the german market

Icon einer verschlossenen Aktentasche – symbolisiert Markteintritt regulierter Drittland-Unternehmen in die EU

Your institution is already a regulated financial entity in a non-EU country (third-country) and plans to operate in Germany?

We support your strategic planning and regulatory preparation for entering the German and EU market.

Our Services

Analysis
Target Picture
Roadmap
Regulatory

Analysis – Clarity before strategy

What we examine:

  • Activity analysis: We assess whether your planned business model or individual services fall under a licensing requirement according to KWG, MiCAR, ZAG, KAGB, VAG or WpIG.
  • ‍Regulatory classification: We map your business model to the applicable legal provisions (e.g. deposit business, investment services, payment services, MiCAR services, etc.).
  • ‍Action field analysis: Which regulatory, organisational and commercial levers need to be activated?
  • Alternative scenarios: If your current setup would be subject to a licence, we analyse simpler or more pragmatic regulatory alternatives.

Client benefit: Legal certainty regarding whether, for what, and from whom authorisation is required – and which options exist.

Target Picture & Strategic Action Fields

What we examine:

  • Strategic target picture: Together, we define a regulatory sound, commercially viable vision for the future – e.g. for a market entry, product expansion or digital transformation initiative.
  • ‍Alignment with regulatory framework: The target picture is not only economically feasible but also meets the supervisory expectations (e.g. governance, risk setup, customer structure).
  • ‍Action field analysis: Which regulatory, organisational and commercial levers need to be activated?
  • ‍Prioritisation: We identify the most critical action fields – both strategically and from a regulatory perspective.
  • Realistic timeline: We combine strategic and supervisory requirements into a reliable implementation plan.

Client benefit: You gain a clear future vision – tangible, regulatory sound and actionable.

Roadmap & Ressourcen

What we examine:

  • Regulatory milestones: What deadlines, filings or approval procedures (e.g. by BaFin or Bundesbank) are to be expected? We make them transparent.
  • ‍Action planning: From concept development to filing and operational implementation – each phase is backed by concrete actions and deliverables.
  • ‍Responsibility matrix (RACI): Who does what by when? We bring clarity to responsibilities – internally and externally.
  • ‍Resource requirements: We identify which roles, skills and potentially external resources (e.g. IT, legal, risk management) are required – and when.
  • ‍Realistic timeline: We combine strategic and regulatory requirements into a reliable implementation plan.

Client benefit: You receive a roadmap that considers all relevant dimensions – robust from a regulatory perspective, manageable internally, and clearly communicable externally.

Regulatory Implications

What we examine:

  • Collateral effects: What follow-up obligations arise – e.g. capital requirements, remuneration policies, client information duties, or third-country access?
  • Impacts on governance & organisation: What structural expectations (e.g. executive management, control functions, internal policies) must be met?
  • ‍Ongoing operational obligations: What reporting, audit and disclosure duties arise? What BaFin/ECB requirements apply post-licensing?
  • ‍Processes & IT: What requirements emerge, e.g. regarding AML, outsourcing management, information security, risk and control systems?

Client benefit: You understand the regulatory footprint of your undertaking – in depth, breadth and consequences.

Your added value with Finoventis

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‍Personal support without consultant turnover:
You work directly with the expert – consistent and reliable
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‍Deep regulatory expertise & strategy from the outset:
We integrate regulatory requirements right from the start – and derive feasible strategies
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Over 10 years of experience with ECB, BaFin & SMEs:
‍We speak the language of regulators – and understand your organisation’s specific challenges
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Tailored roadmaps & action plans:
Clearly structured, resource-appropriate and implementable
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Forward-looking guidance on regulatory trends:
We prepare you for tomorrow’s requirements – proactively, not reactively

Frequently Asked Questions (FAQ)

Clarity before the first meeting

How long does a strategy project with Finoventis take?

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Depending on the scope, usually between 2 and 8 weeks. For more complex projects (e.g. EU market entry or new licensing procedures), a phased approach may be useful.

What sets Finoventis apart from other consultancies?

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You work directly with an experienced expert who combines regulatory depth with strategic thinking – and hands-on experience. No detours, no standard routines.

Does Finoventis also support the implementation phase?

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Yes. Upon request, we support our clients through to full implementation – including project coordination, document development and regulatory alignment.

Is the initial conversation non-binding?

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Absolutely. In an initial exchange, we jointly discuss whether and how we can support you.

Your challenge in focus – structured, confidential, solution-oriented

In a 30-minute consultation, we analyse your challenge and outline potential solutions

What to expect:

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Free initial consultation

Identification of key issues – with no cost or obligation

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Non-binding solution outline

First tailored recommendations for action

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Concrete implementation steps

A structured roadmap with realistic timelines

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Transparent resource planning

A reliable estimate of scope, timeline and investment – for your budget planning

30 minutes for more clarity – Book your appointment

Ihr Anliegen im Fokus – strukturiert, vertraulich, zielführend

In einem 30-minütigen Gespräch analysieren wir gemeinsam Ihre Herausforderungen – und zeigen erste Lösungswege auf

Das erwartet Sie im Erstgespräch

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Kostenlose Erstberatung

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Unverbindlich & vertraulich

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Konkrete Lösungsansätze

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Transparente Preisgestaltung

30 Minuten für mehr Klarheit – Termin vereinbaren