Discover which changes will affect your institution – and how to prepare effectively now
Whitepaper
August 18, 2025
With the third Payment Services Directive (PSD3) and the new Payment Services Regulation (PSR), far-reaching changes will take effect from 2026/2027. European payments will be fundamentally transformed – going far beyond the evolution of PSD2
👉 Massive impact: PSD3/PSR introduces far-reaching changes for banks, payment institutions and e-money institutions. Strategic realignments are inevitable.
👉 Tight deadlines: Those who fail to act now risk implementation gaps and regulatory pressure later on.
👉 Increased complexity: New EU requirements are adding further layers of compliance obligations, which many institutions have not yet fully grasped.
✓ 30+ pages of in-depth analysis of the planned changes
✓ Concrete recommendations for action to support implementation
✓ Detailed overview of all changes compared to PSD2
✓ Timeline and roadmap for the coming years
Executives, compliance officers and legal departments of banks, payment institutions and e-money institutions.
Make the most of the remaining preparation time. Institutions that act early turn PSD3/PSR into a competitive advantage – instead of merely reacting.
PSD3 and PSR introduce clearer rules for payment institutions and FinTechs. But when is a simple registration sufficient – and when is a full licensing procedure required? In our latest expert article, we explain the key differences, the risks of misinterpretation, and how to align your business model with regulatory requirements in time.
The new requirements under PSD3 and PSR are fundamentally changing European payment transactions – with direct consequences for banks, payment institutions and e-money institutions. Our white paper provides a concise overview of the changes that are now imminent, the opportunities they present and how you can prepare your institution in good time.
